Deliberate Money Moves

I like to call Roth Accounts the "Never Taxed Again" account because you are taxed on the money you put in, but you are not taxed when you take it out nor are you taxed on the earnings.   Join me in this episode of Deliberate Money Moves where we explore how you can create income and pay no tax!

Traditional Retirement Accounts are tax-deferred. This means you get a tax deduction when you put money in, and you pay tax when you take money out (usually in retirement).     Join me in this episode of Deliberate Money Moves where we discuss how to use Traditional Retirement Accounts in your investment allocation.

Ok, so, you are maxing your retirement plans, you've got your college funding figured out and you have plenty of money for emergencies and other upcoming expenses – but you still have money left over. What to do?     Join me in this episode of Deliberate Money Moves where we discuss what a Taxable Account is and how it can help.

It is unfortunate, but to understand why diversification works, we must understand a little math.   Join me in this episode of Deliberate Money Move where we explore the mathematical magic that is the key to constructing a portfolio that your well-thought-out financial plan deserves.

A revocable living trust is a legal method of passing assets from one owner to the next without going through probate.   Join me in this episode of Deliberate Money Moves where we explore three reasons to use a trust.

We have many choices when investing. Today, we are going to look at the different ways an account may be taxed: now, in the future, and never again. Join me in this episode of Deliberate Money Moves where we explore the tax benefits of each.

How much will you spend in retirement? This is an important question, and we can get nearly there by looking at your current expenses. Join me in this episode of Deliberate Money Moves where we explore the effect of inflation and the investment plan geared for retirement.

How much time do you have left? Knowing the answer to this question would greatly ease your financial planning process. Join me in this episode of Deliberate Money Moves where we explore a couple ways to increase confidence in our Financial Plan.

Buying an individual stock is like placing your money on a single number in roulette, but much, much worse. Join me in this Episode of Deliberate Money Moves where we explore the different types of analysts and why the Individual Stock game is rigged against you.

Is a market crash good or bad for you? Think I've fallen off my rocker for even asking? Join me in this episode of Deliberate Money Moves where we consider stock prices vs company value and why diversification matters.

Needing access to your investment accounts in an emergency creates enough of a logistical hurdle but holding investments that may take weeks or months to sell can really cause a problem.   Join me in this episode of Deliberate Money Moves where we explore why simple portfolios matter and why it's important to have a plan.

Chasing the latest strategy or the exclusive financial product is a great way to go broke.   Join me in this episode of Deliberate Money Moves were we explore why your investments should be experienced and boring equals stability.

Investing has become a game to most, but it should never be approached this way. From meme stocks to crypto, many of you are being far too cavalier with your investments. Join me in this episode of Deliberate Money Moves where why investing for the long-term makes the most sense.

Having invested other people's money for more than 30 years and studied other managers doing the same, it is clear to me that the markets cannot be beaten. Join me in this episode of Deliberate Money Moves where we explore a better approach to weathering the inevitable market downturns that come.

Do you want a guaranteed investment return?  Many people avoid the markets because they are "too risky" and offer no principal or return guarantee.     Join me in this episode of Deliberate Money Moves where we explore the steady growth of the global economy.

When we make moves in our portfolio, we are much more likely to be losers rather than winners. Join me in this episode of Deliberate Money Moves where we discuss why its best to put a long-term investment plan in place.

Life is a series of trade-offs. We have limited resources, be they friends, family, money, skills, experience, or whatever. Join me in this episode of Deliberate Money Moves where we discuss the key to finding your own financial happiness.

Our technological progress has only just begun.   Join me in this episode of Deliberate Money Moves where we discuss the best approach to participate in this growth financially.

How can you plan for the future? Join me in this episode of Deliberate Money Moves where we discuss why its important to update your financial plan on a regular basis.

I understand that your home may, itself, be greater than 20% and I'm ok with that because it is much more than just an investment.   Join me in this episode of Deliberate Money Moves where we discuss why you don't want to dabble in investment real estate.

Your Company Stock awards are part of your total compensation for work. They are not a bonus and they are not lottery tickets.   Join me in this episode of Deliberate Money Moves where we discuss the best way to begin diversifying out of Company Stock.

Stock prices are determined by buyers and sellers, of course, but those buyers and sellers are entirely human.   Join me in this episode of Deliberate Money Moves where we discuss how human emotions can effect the markets.

Your Long-Term Portfolio has target percentages for each fund and asset class.   Join me in this episode of Deliberate Money Moves where we explore why rebalancing is so important.

If you are 40 years old, you will likely experience 5 to 8 more market crashes during the rest of your life.   Join me in this episode of Deliberate Money Moves where we discuss how to balance your stocks to survive inevitable market crashes.

The markets do not care what stage of life you are in. I know that sounds funny, but we can sometimes think we should invest differently because of something going on in our own life.   Join me in this episode of Deliberate Money Moves where we discuss why changing your savings patterns is a better way to go.