Dave and Dharm DeMystify

In this episode, we chat with Dexter Penn, the founder of Kalgera, a company using AI to identify and protect the vulnerable from financial harm. Dexter trained as a doctor, and it was his experiences on the wards that led him to found the business.

In this episode, Dharm and I chat with the incredible Ken Okoroafor, co-founder (with his wife Mary) of the Humble Penny, a personal finance site with the mission of helping people Create Financial Independence and Money Joy. Ken talks to us about his aims with the Humble Penny and why he believes there is an advice gap!

In this week's podcast, Dharm and I chat with John Blicq. John is an Associate Director of Innovation for NAB, and also the author of the fascinating book ‘𝘿𝙞𝙜𝙞𝙩𝙖𝙡 𝙏𝙬𝙞𝙣𝙨, 𝙩𝙝𝙚 𝙉𝙚𝙭𝙩 𝙃𝙪𝙢𝙖𝙣 (𝙍)𝙚𝙫𝙤𝙡𝙪𝙩𝙞𝙤𝙣’ that explores the way the emergence of DigitalTwins and DigitalHumans will eclipse banks and insurance companies who are only equipped to service physical humans with physical assets. We discuss the b...

In this episode, our guest is the incredible Richard Turrin, who helps demystify the concept of Central Bank Digital Currencies (CBDC). Based out of China, Richard has a ringside seat on how China is transforming into a cashless society - a theme picked up in his latest book Cashless. He talks us through what a CBDC is and why he believes they are the future.

In this weeks episode, we talk to Nick Heller, CEO and Founder of the fintech Tomato Pay and Jonathan Holman, Head of Digital for Corporate & Commercial Banking at Santander, about SME's being an underserved segment and how a fintech and a bank are collaborating to address that.

In this weeks episode, we chat with John Saunders and Conor McDermott from Monument Bank. Monument has recently been awarded a full and unrestricted bank licence in the UK. It has a very targeted proposition focusing on lending and saving to the affluent. John tells us about the history of the bank, and Conor talks to us about how the lending products can add real value to customers.

Our guests are Brett King and Richard Petty, who talk about their new book: The Rise of Technosocialism: How Inequality, AI and Climate Will Usher in a New World. In this very timely publication, we discuss how the confluence of Climate Change, Technology and Social changes will profoundly affect society and how humanity can respond.

This week we chat with Ulrich Pietsch, CEO and co-founder of Ecolytiq, a company based out of Germany that provides a Sustainability-as-a-Service® solution that enables financial institutions to offer their customers environmental footprinting and personalised impact offsetting and ESG investments.

This week in part 2 of a 2 part special, we chat with Craig Massey and Richard Boase from Satoshi Block Dojo about their mission to educate, train and elevate start-up entrepreneurs. We talk about the opportunity, the BSV (BITCOIN) standard, and why they are both convinced Craig Wright is Satoshi Nakamoto.

This week in part 1 of a 2 part special, we chat with Craig Massey and Richard Boase from Satoshi Block Dojo about their mission to educate, train and elevate start-up entrepreneurs. We talk about the opportunity, the BSV (BITCOIN) standard, and why they are both convinced Craig Wright is Satoshi Nakamoto.

We chat with Gillian Lee about how DBS Bank uses personalisation to enhance its customer proposition through its Intelligent Bank strategy and proposition.

Laura and Holly Pomfret set up Financielle, a service aimed at helping women become more financially confident and adept. They realised that many financial products do not speak to women, leading to a lack of trust, low financial confidence and a lack of action when it comes to investing for the future.

Paul Schulte helps demystify Crypto, Proptech and how China is using these technologies to transform society and the implications for the West. Paul is the founder and editor of Schulte Research, a company researching banks, financial technology, bank algorithms and credit algorithms. He has just written a book about the digital transformation of property in China. We chat crypto, prop-tech, 5G an...

This week, our guest is Gihan Hyde. Gihan has recently launched Communique, a consultancy focused on helping brands with their ESG communications. Gihan helps demystify ESG and talks about why it is so important to fintechs and the FS industry more broadly.

This week we chat with Paula Rothman, the Social and Content Lead from the Brazilian bank Nubank. Paula talks to us about why Nubank is so successful at harnessing the power of social media. Nubank has over 40 million customers and a valuation of $55bn, so they must be doing something right!

Our guest is Afshan Dadan co-founder of Whitesight, a Fintech research and insight company. We chat to Afshan about their proposition, what they are hoping to achieve and the Fintech scene in Indian.

Listen in to some proper fintech history as Dharm and I look back to when we worked with the Woolwich Building Society to deliver online and mobile banking in the late 1990's. We are joined by Brian Cox who was the project lead at the time. The Woolwich were pioneers and we were lucky to be there. The Woolwich was later sold to Barclays.

We chat with Chris Skinner about purpose-driven banking and some of his predictions for the future that have come true. Chris Skinner is known as one of the most influential people in technology and an independent commentator on the financial markets and fintech through his blog, the Finanser.com.

In this weeks episode, we talk to Dorel Blitz VP of Strategy and Business Development at Personetics. Dorel talks to us about how personalisation is delivering customer value through the Personetics platform, and how automation and self-driving finance are the future.

In this weeks episode, Dharm and I chat with Benjamin Fernandes. Benjamin is the founder of Nala (https://www.iwantnala.com/), a fintech based out of Tanzania. Nala is on a mission to make remittances to East Africa, faster and cheaper. Benjamin's story and passion for solving problems speak to the incredible story that is FinTech in Africa!

Our guest this week is Helene Panzarino. Helene is an experienced fintech professional, former banker, investment readiness consultant & business advisor. She is a creator of fintech innovation programmes, lecturer, board member and author. Helene talks to us, about SME banking.

This weeks guest is Martin Hyde, the Head of HSBC Kinetic, the recently launched mobile banking proposition focused on small businesses. Martin talks about why the Bank launched Kinetic and how it fits into HSBC's portfolio of commercial offerings. He also talks very passionately about why a customer-led, design thinking approach was adopted for the project to get Kinetic launched.

In this specially extended show, our guests are Peter Deming, Warburg Pincus's MD for London and European Head of FS and Tom Bentley CCO of Vodeno, one of Warburg's recent acquisitions. We chat about Warburg's vision and acquisition strategy and how these are being driven by the seismic changes happening in financial services, including embedded banking, Baas, mobile and enriching the customer exp...

On this week's show, we welcome Ben Joakim. Ben is currently Head of Strategy for Principality Building Society and is a NED for FinTech Wales. He was previously founder and CEO of a FinTech start-up Disberse (https://www.disberse.com/), whose mission was to ensure greater transparency, velocity and accountability between donors and receivers in the aid sector. Ben talks about his experience at Di...

In this episode, the 2 D's become 3, as Dave and Dharm chat to Dan Phipps from Truth Consulting Partners about Digital Transformation. Dan was until recently Head of Digital for HSBC in Asia and was one of the driving forces behind digital change and adoption in the Bank. Dan gives us the benefit of his experience over the last decade, providing valuable observations and insight that will appeal t...