Clearly Conspicuous

In this episode of his "Clearly Conspicuous" podcast series, "The CFPB Takes Action Against VyStar Credit Union," consumer protection attorney Anthony DiResta examines the Consumer Financial Protection Bureau's (CFPB) action against VyStar Credit Union ordering the company to pay $1.5 million for a failed online banking system rollout that left consumers unable to access their accounts. The CFPB f...

In this episode of his "Clearly Conspicuous" podcast series, consumer protection attorney Anthony DiResta discusses the Consumer Financial Protection Bureau's (CFPB) new order requiring TD Bank to pay $28 million for breakdowns that allegedly tarnish consumer credit reports. Mr. DiResta provides a high-level overview and key takeaways regarding this investigation.

In this episode of his "Clearly Conspicuous" podcast series, "The Election's Impact on the FTC Will Bring Big Changes, But Being Vigilant Must Remain a Priority," consumer protection attorney Anthony DiResta explores the potential changes at the Federal Trade Commission (FTC) following the recent election. Mr. DiResta is a former director at a regional office of the FTC who has defended companies...

In this episode of his "Clearly Conspicuous" podcast series, "The CFPB Highlights Alleged Deceptive Debt Collection Practices," consumer protection attorney Anthony DiResta examines the Consumer Financial Protection Bureau's (CFPB) Summer 2024 Supervisory Highlights. The publication focuses on several areas of concern in consumer financial services, including auto and student loan servicing, debt...

In this episode of his "Clearly Conspicuous" podcast series, consumer protection attorney Anthony DiResta discusses the Consumer Financial Protection Bureau's (CFPB) efforts to remove medical debt from credit reports. The CFPB believes the move will enhance consumer privacy, improve credit scores and end coercive debt collection practices. Mr. DiResta explores the potential benefits for both consu...

In this episode of his "Clearly Conspicuous" podcast series, "Supreme Court Upholds CFPB Funding Structure," consumer protection attorney Anthony DiResta discusses a U.S. Supreme Court decision affirming the Consumer Financial Protection Bureau's (CFPB) funding mechanism by a 7-2 vote. This episode unpacks the historical and legal significance of the court's decision that overturned a lower court'...

In this episode of his "Clearly Conspicuous" podcast series, "FTC and CFPB Focus on Medical, Rental Debt Collection Practices," consumer protection attorney Anthony DiResta examines the Federal Trade Commission (FTC) and Consumer Financial Protection Bureau's (CFPB) recent efforts to protect consumers in the debt collection industry. Mr. DiResta discusses the agencies' annual reports, highlighting...

In this episode of his "Clearly Conspicuous" podcast series, "FTC Challenges H&R Block's Marketing and Data Practices," consumer protection attorney Anthony DiResta discusses the Federal Trade Commission's (FTC) actions against H&R Block for alleged deceptive practices, including deleting consumer data, making downgrades difficult and deceiving consumers about free tax preparation services...

In this episode of his "Clearly Conspicuous" podcast series, "CFPB Warns of Manipulation and Dark Patterns in Digital Comparison Shopping Tools," consumer protection attorney Anthony DiResta discusses the Consumer Financial Protection Bureau's (CFPB) circular warning about comparison shopping operators potentially violating federal law. The CFPB's guidance explains how certain practices can deceiv...

In this episode of his "Clearly Conspicuous" podcast series, "Credit Card Late Fees Have the CFPB's Interest," consumer protection attorney Anthony DiResta examines the Consumer Financial Protection Bureau's (CFPB) propose rule that would significantly reduce the cost of late fees for credit cards and potentially save consumers hundreds of dollars each year. Mr. DiResta explores the CFPB's goal to...

In this episode of his "Clearly Conspicuous" podcast series, "The FTC and Connecticut Join Forces for Action Against Nissan Dealer," consumer protection attorney Anthony DiResta discusses a recent action taken by the Federal Trade Commission (FTC) and the state of Connecticut against Manchester City Nissan (MCN) for allegedly deceiving consumers and charging unauthorized fees. He examines the comp...

In this episode of his "Clearly Conspicuous" podcast series, "The FTC's Proposed Rule Banning Deceptive Reviews and Testimonials," consumer protection attorney Anthony DiResta examines a proposed rule from the Federal Trade Commission (FTC) aimed at banning fake reviews, suppressing of negative reviews and buying positive reviews. The proposed rule seeks to prevent marketers from engaging in decep...

In this episode of his "Clearly Conspicuous" podcast series, "The CFPB and State AGs Act Jointly Against Online Educational Company," consumer protection attorney Anthony DiResta discusses a joint enforcement action taken by the Consumer Financial Protection Bureau (CFPB) and 11 state attorneys general against Prehired. Prehired was an online training programs for software sales positions. The CFP...

In this episode of his "Clearly Conspicuous" podcast series, "The FTC Takes Action Against Old Southern Brass for False 'Made in the USA' Claims," consumer protection attorney Anthony DiResta examines Federal Trade Commission (FTC) enforcement efforts regarding "Made in the USA" claims. The FTC recently took action against Old Southern Brass for falsely claiming its products were made in the Unite...

In this episode of his "Clearly Conspicuous" podcast series, "Part 2: An FTC Official Speaks About the Regulation of AI Technology," consumer protection attorney Anthony DiResta continues his discussion on the Federal Trade Commission's (FTC) approach to regulating artificial intelligence (AI). The Biden Administration's executive order on AI directs the FTC to use its authority to protect consume...

In this episode of his "Clearly Conspicuous" podcast series, consumer protection attorney Anthony DiResta discusses the U.S. Chamber of Commerce's decision to sue the Federal Trade Commission (FTC) over its rule banning non-compete clauses in employment agreements. Mr. DiResta examines the Chamber's argument that the FTC overstepped its authority in issuing the rule and the key debate around wheth...

In this episode of his "Clearly Conspicuous" podcast series, "The FTC Issued a New Rule to Ban All New Noncompete Agreements," consumer protection attorney Anthony DiResta examines the Federal Trade Commission's new rule banning non-compete agreements in employment contexts. He provides background on the rule, explaining its goals of promoting competition and worker mobility. Mr. DiResta also outl...

In this episode of his "Clearly Conspicuous" podcast series, " An FTC Official Speaks About the Regulation of AI Technology, " consumer protection attorney Anthony DiResta dives into insights from Michael Atleson, a senior attorney at the Federal Trade Commission (FTC), on the agency's approach to regulating artificial intelligence (AI). This episode examines how the FTC uses Section 5 of the FTC...

In this episode of his "Clearly Conspicuous" podcast series, "The CFPB's Rule to Remove Medical Debt from Credit Reports," consumer protection attorney Anthony DiResta discusses the Consumer Financial Protection Bureau's (CFPB) new rulemaking process to remove medical bills from consumer credit reports. Mr. DiResta explains that the proposal aims to consider what would help families financially re...

In this episode of his "Clearly Conspicuous" podcast series, "The FTC Takes Initiative to Stop Junk Fees," consumer protection attorney Anthony DiResta summarizes the FTC's proposed rule to prohibit junk fees. Mr. DiResta dives into the rule's provisions, including requiring disclosed prices to include all mandatory fees and prohibiting fee misrepresentation. He emphasizes junk fees as a top FTC p...

In this episode of his "Clearly Conspicuous" podcast series, "The FTC Takes a Look at Blurred Advertising to Children," consumer protection attorney Anthony DiResta analyzes a new Federal Trade Commission (FTC) staff paper recommending that businesses, social media influencers and others that market or promote products online to children should avoid blurring advertising with other content. Mr. Di...

In this episode of his "Clearly Conspicuous" podcast series, "The FTC Enforces the Fair Credit Reporting Act," consumer protection attorney Anthony DiResta discusses the Federal Trade Commision's (FTC) recent actions against background check companies Truth Finder and Instant CheckMate. The FTC alleges the companies misrepresented criminal record information and violated the Fair Credit Reporting...

In this episode of his "Clearly Conspicuous" podcast series, "The FTC Acts Against Experian Customer Services," consumer protection attorney Anthony DiResta discusses the recent Federal Trade Commission (FTC) action requiring Experian to pay $650,000 for violations of the CAN-SPAM Act. Mr. DiResta delves into CAN-SPAM compliance, offering a comprehensive guide to avoid potential legal pitfalls in...

In this episode of his "Clearly Conspicuous" podcast series, "The CFPB Targets Data Brokers with Latest Proposed Rule," consumer protection attorney Anthony DiResta shares his insight on the Consumer Financial Protection Bureau's (CFPB) proposed rules governing the practices of data brokers under the Fair Credit Reporting Act (FCRA). He outlines the comprehensive rules established by the FCRA that...

In this episode of his "Clearly Conspicuous" podcast series, "The Biden Administration's Push for Transparency in AI Technology," consumer protection attorney Anthony DiResta discusses the efforts of the Biden Administration to promote the transparent and secure development of artificial intelligence (AI) technology as well as initiatives that minimize AI-related harms. Mr. DiResta examines the Wh...