CFAL Talks Podcast

In a country where there is high consumer debt, the average bank account has less than $1,000 saved and most companies do not offer pension plans to their employees, the need for personal finance education has never been more pressing. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explain why arming yourself with basic financial concepts is crucial.

Life can be unpredictable; in this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor share practical tips and encouragement to cope with job loss and how to take setbacks as opportunities for growth.

From account maintenance charges to ATM and overdraft fees, and now deposit fees the rising costs of commercial bank fees in The Bahamas has become a mounting concern for thousands of people. Our host VP of Investments Pamela Ferguson explores what can be done to bring relief to bank customers with Corporate Advisory Services Manager Angelo Butler and Investment Manager Lashell White.

When it comes to sound financial and investment decisions, it's important that you are surrounded by people who encourage you and point you in the right direction. In this new episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor ask, "who's in your financial circle?" Tune in to hear why your friends matter when it comes to money matters.

Given the far-reaching long-term benefits of a modernized power grid in New Providence, CFAL was excited to partner with Bahamas Grid Company in raising funding for the upgrade of the island’s electrical infrastructure. In this episode, our host Pamela Ferguson discusses the $100 million bond offering CFAL recently conducted for the project, with...

Generative Artificial Intelligence (AI) is evolving to be one of the most transformative technologies of our time. In this episode, our host Pamela Ferguson discusses the pros and cons of implementing AI in our day-to-day lives and business operations, with Manager of Corporate Advisory Services Angelo Butler and Investments Manager Lashell White.

Finance guru and best-selling author Dave Ramsey has simplified the path to taking control of your money in seven clear actionable baby steps for individuals to achieve financial stability and success. Senior Financial Literacy Coach Richard Pinder breaks down those steps with Marketing Coordinator Paige McCartney in this week's episode.

Understanding the psychological factors that shape our relationship with money can help us to make better financial decisions and improve our financial wellbeing. In this episode of CFAL Talks, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the intersection how our emotions and cognitive biases influence the way we manage our finances.

Once you’ve taken the leap to get married there are many important financial decisions you have to make as a couple. In part two of Financial Planning for Marriage, Senior Financial Literacy Coaches Richard Pinder and Shanice Pinder breakdown everything from buying your first property to setting your new family’s budget.

Preparing for major life events like getting married requires financial planning. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor share tips on starting the conversation on finances with your partner before tying the knot.

On July 1 sweeping changes to the National Insurance rate and wage ceiling will take effect. In this episode of CFAL Talks our host Pamela Ferguson - along with Angelo Butler, Corporate Advisory Services Manager, and Lashell White, Investments Manager - breaks down the changes and explains the technical details of what you should expect your contributions to reflect.

Talking to children early and in an age-appropriate way about money is crucial for their future financial success. In this episode of CFAL Talks, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the importance of teaching children financial literacy.

On May 29, 2024, Prime Minister Phillip Davis presented his budget communication for the 2024/2025 fiscal year. Our host Pamela Ferguson analyzes the country’s fiscal position along with Angelo Butler, Manager, Corporate Advisory Services, and Lashell White, Investments Manager. They breakdown what was announced and what they believed was missing from the prime minister’s communication.

Have you thought about how your family will manage when you are no longer with them? In this informative episode of CFAL Talks Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor sit with Attorney and Compliance Officer Samantha Satchell to discuss the importance of drafting a will or setting up a trust to ensure your assets are passed down to the people you love when you die.

Retirement is considered something you can only achieve in your older years, but retiring early is possible if you plan early. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor speak with Private Wealth Manager Jeanelle Francis about the strategies you can implement to become financially independent.

Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor continue their discussion with Colina Financial Services Advisor Jessica’Lyn Miller on the benefits of insurance and how it can help you secure a more financially stable future.

How does life insurance help you plan for a more secure future? Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the benefits of life insurance with Colina Financial Services Advisor Jessica’Lyn Miller.

Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor are joined by Investment Manager Tiffany Cartwright as they outline why you shouldn’t be overly risk averse or overly aggressive when investing.

This informative episode takes a deep dive into the Public Service Pension Bill 2023 which was recently released for public consultation. Join our host VP of Investments Pamela Ferguson as she examines the details of the bill with VP of Pension Administration and Operations Sophia Thurston and Manager of Corporate Advisory Services Angelo Butler.

Do you know what kind of investor you are? Do you know your risk tolerance? Senior Financial Literacy Coach Richard Pinder and Investment Manager Lashell White continue their discussion weighing the pros and cons of international investments to help you decide whether it’s a good option for you.

Have you been thinking about diversifying your investment portfolio by venturing into international markets? Senior Financial Literacy Coach Richard Pinder discusses how to delve into the world of international investments with Investment Manager Lashell White.

Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor continue their discussion with Manager of Corporate Advisory Services Angelo Butler exploring alternative investment opportunities.

Our host, Pamela Ferguson, Vice President of Investments at CFAL, explores the transformative power of providing women with the tools and resources needed to build wealth in recognition of International Women’s Day with so that women and men can thrive. Tiffany Cartwright, Investments Manager, and Tamara Evans, Settlements Manager, join the discussion

Looking for new ways to diversify your investment portfolio while minimizing risk? Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore alternative investment opportunities with Angelo Butler, Manager, Corporate Advisory Services, to help you make an informed decision when choosing non-traditional options.

Do you and your partner see eye to eye when it comes to money? From setting financial goals, to pooling or separating your funds and more, we’re offering sound advice about how to manage your finances in a romantic partnership. Senior Financial Coaches Richard Pinder and Shanice Taylor lead the discussion.