Cash Talk

It’s not about how much you earn. It’s about your structure, your spending, and your habits. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caliari share strategies for building a surplus, controlling lifestyle creep, and aligning your spending with your goals, so you can get ahead without feeling restricted. Join John and Anthony as they explo...

As your goals, lifestyle, and age evolve, so should your investment strategy, because the approach that works at 30 isn’t the same one you need at 50. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas dive deep into how your financial needs, behaviours, and risk appetite change over time, and why your investment strategy must grow and a...

A new financial year brings new changes, fresh opportunities, and the perfect chance to take control of your financial position and where you want to be in the year ahead. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caliari break down the key FY25 changes that could impact your wealth strategy. From the super guarantee increase to tax-saving...

You’ve read a couple of books, set goals, maybe even downloaded a budgeting app… so why hasn’t your financial life transformed? In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Dr Philip Courtenay, founder of Humans & Money, helping individuals and businesses transform by tapping into the science behind our financial decision-making. Together...

You might be earning more, but without a clear picture of what “on track” looks like for you, how can you tell if you’re getting ahead? In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari unpack what it really means to be financially “on track”, and how to align your money with a fulfilling life on your terms. They explore the behaviours, h...

From the outside, people see John Cachia’s success, lifestyle and wins. But behind the lifestyle is a story of decades of hard work and sacrifice.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Koutsouroupas (JK) is joined by Burcu Cachia, wife of John Cachia and the real boss of the family, to explore what it takes to create a life built on teamwork, a shared vi...

Thinking about getting a buyer’s agent, but not sure if it’s worth it or just another expense? In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Matt Skehan from Azure Buyers Agents to explore what a buyer’s agent really does, and why their role is becoming increasingly valuable in a competitive market.  They also break down who benefits most from...

Everyone’s talking Cryptocurrency, but is it just FOMO or a must-have in your portfolio? In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Head of Digital Assets, Justin Arzadon, from Betashares, to debate whether Crypto belongs in a well-diversified portfolio. While Betashares embraces crypto as a new asset class, John remains cautious, questioni...

You don’t need to be rich, older, or ready to sacrifice your lifestyle to benefit from financial advice. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia and Leah Bonnacci unpack the most common misconceptions that we often hear preventing people from seeking financial advice. They explore why financial advice isn’t just for the wealthy, how it can support yo...

Financial advice isn’t just about retirement; it’s about creating a life where your money supports your goals, instead of holding you back. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder, unpack why so many people feel stuck trying to “DIY” their finances and the turning points that signal it’s time to seek professional advice. They share w...

The countdown to EOFY is on, and now’s the time to get proactive to avoid last-minute stress and missed tax savings. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK), answer their most asked EOFY and tax questions, and share how to approach the end of financial year feeling prepared and in control. They answer: What should you kno...

**This episode was recorded on 22nd April 2025 Trade tensions, inflation, government spending, and market volatility — these aren’t just headlines, they’re shaping the future of our economy. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Brian Parker, Chief Economist at Australian Retirement Trust for a deep dive into the current economic chall...

Long-term investing success takes more than just “picking the right stocks” — it requires strategy, discipline, risk management, and purpose. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK), explore how we build investment portfolios for our clients. They deep dive into the Thriving Wealth investment philosophy, how we create cer...

Being self-employed comes with a different set of considerations than employees, especially with no obligation to contribute to super.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari discuss the common and costly oversights business owners make when it comes to their finances.  Join John & Anthony as they explore the importance of...

Fear and greed are two of the most powerful emotional forces driving your financial behaviour — and most people don’t realise how much they’re influencing your decisions. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder unpack the dangers of fear and greed and the impact they can have on your long-term financial plan.  They explore the emotio...

The 2025-26 Federal Budget is here, and while it may not be packed with surprises, there are key updates that could have a real impact on your finances – especially with an election on the horizon. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn unpack the Government’s latest proposals and what they mean for everyday Australians like you. Fr...

The markets are down, volatility is back, and uncertainty is surrounding the headlines and media. With so much noise and conflicting opinions on what to do next, it’s easy to feel overwhelmed. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari break down the latest market turbulence—what’s driving it, how it affects investors, and tips on...

Self-Managed Super Funds (SMSF’s) and property have been all over the media - but is buying property through your SMSF the right move?  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) debunk some of the myths, pros, cons, and considerations of SMSF property investment. They also explore the importance of getting the right advice...

The Reserve Bank of Australia (RBA) held its first meeting of 2025, announcing a 25 basis point cut to the cash rate target, bringing it down to 4.10% In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari, break down the RBA’s decision its impact on mortgage holders, investors and the broader economy.  With this being the first rate cut in ye...

Finances are one of the leading causes of divorce in Australia. With money having the ability to make or break a relationship, it doesn’t have to. So, when is the right time to have “the money talk”? In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn, dive deep into the complex world of finances and relationships. They explore what makes two pe...

With Australia set to experience the largest intergenerational wealth transfer in history – $3.5 trillion over the next 20 years – many Australians will find themselves inheriting significant assets or funds. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn explore how to navigate an inheritance wisely. They discuss emotional and financial ch...

Major economic changes are unfolding worldwide, impacting inflation, investments, and interest rates. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) answer your questions and concerns about the economy and markets.  From Trump’s tariffs and their impact on Australia to the RBA’s next rate decision and record-high investment pric...

The Australian dream of owning a property isn’t as attainable as it once was. And for many, it’s becoming a financial burden rather than a path to financial freedom. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari, dive deep into the great Australian dream of owning property and the realities of homeownership.  With skyrocketing propert...

Many think that earning more money will solve their financial problems, but often, the opposite happens. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder, explore why earning more money doesn't always lead to financial success. They discuss the common pitfalls of lifestyle inflation, and debt-fueled lifestyles causing financial progress to st...

Are you ready to take your career and finances to the next level? In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Natalie Piscopo, a recruitment and networking talent specialist. Together, they explore what employers are looking for, the importance of personal growth, and how hard work and willingness can advance your career. John and Natalie al...