Be Wealthy & Smart

Learn what you can win, what other listeners are saying about wealth building and why I disagree with misers. The Holiday Giveaway is ending January 1st - only a few days left! Hear what your fellow listeners have to say about the podcast and how it's changing their lives.  Listen to me rant about why a meager existence is not the focus of this podcast, and what experiences I wish for you. It's NO...

Learn how other people's money (OPM) and the smart use of debt can build your wealth. Not all debt is inherently bad! Why is mortgage debt triggering people? Mortgage rates are only 5% for 30 years and are partially tax-deductible. Credit cards with high interest rates are the real culprit! Don't use debt for depreciating assets. Mortgages can be great forced savings plans because the debt will be...

Learn why selling stocks can be a huge mistake, how a few days makes a huge difference and how to reduce risk. You can read my article on Forbes.com here. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE HOLIDAY SIZZLE CONTEST IS ON NOW! You have a great chance to win 25 prizes! It's easy to enter. Just leave a podcast...

Merry Christmas! I'm sharing my thoughts and gratitude for you being here. This special message is straight from my heart, and will only be posted for a few days.  If you don't celebrate Christmas, please accept this message as a special holiday message from my heart to yours. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here...

Learn what to do so that you can become a millionaire, whether you are a Millennial or not. Wealth building tips are not just for young people. Learn what to do to grow your money into millions, no matter what your age is. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE HOLIDAY SIZZLE CONTEST IS ON NOW! You have a grea...

Learn how Cannabis and Hemp are impacted by the Farm Bill that President Trump signed. This is huge News! Cannabis and hemp are now legal in the U.S. The opportunities for wealth building are tremendous, in my opinion, as mentioned in several of my podcasts. Exciting!   Always check with your financial advisor before making investment decisions.   The article is on my website.   Disclosure: I am i...

Learn how to save tens of thousands of dollars by not moving very often. Let me tell you a true story. When my late husband and I got married, we had to decide whether to keep his house and remodel extensively (get rid of the avocado colored bathroom, fluorescent lighting and vinyl floors, basically taking it down to the studs), or find a new house.  We looked at new construction, but we liked his...

Learn how to be smarter spending $10k or more and what it really means to your net worth. You can choose to spend $10k on a lot of things, but ultimately what will it be worth, more or less? In this series, I show you ways to save tens of thousands of dollars so you can increase your net worth. Learn why Warren Buffett doesn't live in a fancy mansion, even though he is one of the richest billionai...

Learn the signs of (bitcoin) being in a bubble, the typical language at the peak of a bubble and new investment opportunities. Money moves in cycles and peaks in bubbles. What if you could identify the peak of a bubble? Listen to a real bitcoin investor who is exhibiting bubble investor behavior. What are the words? How can you tell an investment might be in a bubble? Should you borrow to invest i...

Learn the money habits that hold you back from financial independence and freedom. These are 11 mistakes people make with their finances that can be devastating to wealth building. 1. Not saving enough 2. Not participating in a 401k or IRA 3. Not spending less than you earn 4. Not paying off credit card balances/debt 5. Buying brand new cars 6. Moving homes frequently 7. Paying full price for cons...

Learn how to maximize your investments so your 401(k) or retirement plan will accumulate $1 million. About 150,000 people have a 401(k) of $1 million or more in 2017 and 152,000 IRA's have $1 million or more. Here are the steps to take: 1. Start as soon as possible. 2. Invest the maximum or at least get the match. 401(k) & 403 (b) = $18,500 Roth IRA benefits phase out (you can't contribute) if you...

Learn which stocks and sectors are performing the best YTD. The top 10 best and worst performing stocks YTD in the S&P 500 and also the top 10 best sectors YTD. The FAANGs are not in the top 10 year-to-date, so what is? GE is not the worst stock YTD, so what is? I cover why the FAANGs have stalled, why the leading sector is no surprise, and what's going on with real estate. The article is here: ht...

Learn if it is wise to be acting on financial news with the author of "How To Be a Financial Grownup", Bobbi Rebell. Why do certain stocks seem to get a lot of coverage? How much should you pay attention to financial TV news?   How is it decided who the guests are? How much stock (pun intended) should you put into their advice? How can you tell if they are biased? What qualifies them to be on? How...

Learn if real estate markets in the US are cooling off or even cold in 2018. Home sales are falling and the supply is growing.  "The supply of homes on the market has risen to 7.4 months' worth, the most in over 7 years." - Investor's Business Daily Looking at formerly hot real estate markets, we can see signs of cooling. Seattle, Dallas, San Francisco and Denver are showing signs of slowing sales...

Learn what to do while you're following the 6 Steps to Wealth. This is a listener question: Danise asks how to be patient during the wealth building process, while working on a wealthy mindset and doing the steps, but staying positive and patient through the process. I give 6 specific areas to make sure and pay attention to, that you can follow while you are working on the 6 Steps to Wealth.  Each...

Learn what the new contribution limits are for HSA's in 2019. Contribution limits have been raised on HSA's for 2019. Investing in Health Savings Accounts offer tax benefits 3 ways: They allow you to deduct contributions, they grow federally tax-free, and funds can be withdrawn without being taxed when used for qualified expenses. Find out how to qualify, what eligible expenses are (including 2 th...

Learn advice for women (or men) getting divorced or contemplating divorce, with Shannah Compton Game. Divorce can be stressful. Learn what to do first, how to find a lawyer, how to negotiate, and if pre-nuptual agreements are a good idea according to an expert on divorce. Women often want to keep the family home. Is that always the right move? Should you try to negotiate your divorce terms or leav...

Learn tips to make your shopping easier, save money and have a better holiday. Ideas how not to overspend during the holidays and make your holidays more meaningful. Sometimes it's not about the money. New! Wealth Heiress TV This is the first episode I'm sharing from my Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here: http://lindapjones.com/WealthHeiressTV The...

Learn what I say in response to a listener's question about whether they should remodel their home or start investing. Here is the question: Hi Linda! I'm excited to follow you on YouTube in addition to your podcast. You are definitely an awesome mentor! What do you think about spending money to fix up your home - like update a kitchen or add a bathroom to crest a master bedroom suite? Is it bette...

Learn how to change your subconscious beliefs to the beliefs that will help you achieve financial freedom. How to change your limiting beliefs and create your own customized, fabulous, wealthy beliefs for financial freedom. I review common fears and how to rid yourself of these fears and replace them with positive beliefs. The Holiday Sizzle Contest is starting! A podcast review = your name entere...

Learn where my favorite wealth building opportunity is and why mindset is so powerful. Thank you so much for 2 million all-time downloads! I'm so excited and you are the best audience! On this episode I give information about a growth segment of the economy that has the potential to create tremendous wealth in the future. A projected 17% compounded annual growth rate might even be too conservative...

Learn why Kevin O'Leary, Suze Orman, David Bach and Linda P. Jones say buying new cars is a big investing mistake. An article on CNBC.com quotes Kevin O'Leary, Suze Orman, and David Bach about why new cars are bad investments. The article is here: https://www.cnbc.com/2018/11/07/kevin-oleary-suze-orman-david-bach-dont-buy-a-new-car.html?recirc=taboolainternal I've been podcasting about this for ye...

Learn the 5 steps to maximize growth in retirement accounts like IRA's and 401(k)'s. The average 401(k) balance is about $107,000 and the average IRA balance is about $113,000. Million dollar plus accounts are up 41% over a year earlier. It's time to learn how to get your million dollar retirement account. As your wealth mentor, I show you how. Wealth requires knowledge + action. Get my book,  "Yo...

Learn why your first million dollars is the hardest to make and how to make it easier. I've always considered mindset an important part of wealth building even though many financial experts ignore it.  Wealth requires knowledge + action. Get my book,  "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon:  http://amzn.to/2Hy9...

Learn how 3 millionaires saved money and created a million dollars. Also learn why saving isn't the only thing you need to do to grow your savings into $1 million. Article is here: https://www.cnbc.com/2017/03/21/3-self-made-millionaires-share-their-no-1-money-saving-trick.html   Wealth requires knowledge + action. Get my book,  "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Pract...