Be Wealthy & Smart

Learn why you should have an umbrella liability policy. "Step 6 to Wealth" is to Protect Your Wealth. One way to do that is to purchase extra coverage called an umbrella liability policy. Have a teenage driver? Sit on a non-profit board? Coach your child's athletics? Own a dog? Some of the reasons to have extra coverage may surprise you. The article is here .  READY TO GET YOUR MONEY WORKING HARDE...

Learn the details about electric cars, the pros and cons, and if the tax benefits are worth it. The article is here . READY TO GET YOUR MONEY WORKING HARDER FOR YOU? I show people where to invest so they can get their money working harder for them and achieve financial freedom without complexity and without overwhelm. Interested in joining my inner investing circle, the Be Wealthy & Smart VIP Expe...

Learn which sector ETF's are top performers year-to-date and for 3 and 5 years. The link to the chart is here .  INTERESTED IN LEARNING WHERE AND HOW TO INVEST? This is only for you if you are committed to learning how to invest or how to improve your investing and interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience. After you complete the application, I will con...

Learn what the latest bank scam is and how to avoid it. The fraud involved changing direct deposit information of your paycheck. Criminals are having success posing as CEO's, CFO's and executives requesting their account numbers be changed. You need to be aware because this can seem very real when you receive an email request.  The article is here .  INTERESTED IN LEARNING WHERE AND HOW TO INVEST?...

Learn why Baby Boomers in retirement have huge regrets about not saving for retirement and what they plan to do about it. Get tips how to prepare for retirement, correctly anticipate how much income is needed and avoid retirement regrets. The statistics are disturbing - 47% of Baby Boomers (age 55 - 74) are already in retirement and don't have enough money. Three things are culprits: too little sa...

Learn why compounding rates at 2% interest is not the key to wealth. No matter how great it sounds to have "over 20 times the national average" in a savings account, we are still talking a meager 2.1% interest. That will take 36 years to double your money. In this episode, I share with you what to focus on that is more important for creating your financial freedom. INTERESTED IN LEARNING WHERE AND...

Learn 5 habits to develop a millionaire mindset. The article is here . INTERESTED IN LEARNING WHERE AND HOW TO INVEST? This is only for you if you are committed to learning how to invest or how to improve your investing and interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience. After you complete the application, I will contact you to get on a call or Skype with me...

Learn why living an amazing life is the best revenge and it doesn't require spending a lot of money. The article is here . INTERESTED IN LEARNING WHERE AND HOW TO INVEST? This is only for you if you are committed to learning how to invest or how to improve your investing and interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience. After you complete the application,...

Learn how to pay less money and settle your debts with the IRS quickly. The article is here . The WINNERS of the review contest are announced on this episode! 11 Winners of the Wealthy Mindset Blueprint Audios ($197 value): 1. Shane Morga  2. Gregory 3. Latonia Roach 4. Melissa 5. Brittany Day Harrison 6. Cajaharris 7. Tina Marie 8. Addicted2Stories 9. BDR1611 10. Marie 11. LR 11 Winners of the We...

Learn 5 cities to retire and live rich without having to be a millionaire. It's never too early to start thinking about where and how you want to live in retirement. This will give you some things to consider and think about.  The article is here .  INTERESTED IN LEARNING WHERE AND HOW TO INVEST? This is only for you if you are committed to learning how to invest or how to improve your investing a...

Learn when to sell your house for more money by month and city. Did you know homes sell for more in April? There's less selling competition.  But depending what city you're in, dates to sell and maximize your sale price will vary. Listen to this podcast and learn all of the nuances so you can make more money. The article is here . INTERESTED IN LEARNING WHERE AND HOW TO INVEST? This is only for yo...

Learn the 9 money mistakes financial experts claim most people make. Building wealth isn't what many people think it is. While most experts tout saving and scrimping is the path to wealth, I, and other authors, debunk that being frugal alone is how to build wealth. The secret is to follow the 6 Steps to Wealth and to get your money to work harder for you. The article is here . INTERESTED IN LEARNI...

Learn where real estate investments are hot and where they are not and why. Some cities have droves of people moving out, others have millions moving in. What is causing the trends? Will they continue? What do you need to avoid in a housing market and what should you look  for? What states are gaining new residents and what is the average cost of housing? The article is here .  INTERESTED IN LEARN...

Learn the 7 things to steer clear of so you aren't audited by the IRS. Some things are obviously too aggressive, but others might surprise you. Either way, let's keep the IRS far away by following these steps. The article is here .  INTERESTED IN LEARNING WHERE AND HOW TO INVEST? This is only for you if you are committed to learning how to invest or how to improve your investing and interested in...

Learn my top 10 money strategies to advance your income and net worth in 2019. In summary, here are my 10 Financial Moves for 2019: 1. Review your asset allocation -Rebalance, diversify, adjust as you age, don't use target date funds 2. Contribute more to your 401k and 403b, and IRA's -Contribution limits increased $500 this year. 3. Reduce high interest rate debt (hopefully you are already debt f...

Learn about the latest ETFs that pay you to invest in them and/or charge no fees. Are they a good deal? Should you trust them with your money? The race to lower fees continues with new ETFs being introduced with no fees - and even ETFs that pay YOU to invest. Does this make sense? Why would companies offer this? Is it sustainable? How much money do you actually save or make? First we explore the n...

Learn 3 ways to be smart with your tax refund. Thinking it through, what are the best uses to make the most progress with financial freedom? Also, learn the one change to the Tax Cuts and Jobs Act that you may not be aware of regarding HELOCs. The article is here .  INTERESTED IN LEARNING WHERE AND HOW TO INVEST? This is only for you if you are committed to learning how to invest or how to improve...

Learn why gold, silver and precious metals rise and why they may go much higher. The jobs report was expected to be 180,000, but came in at only 20,000 new jobs created. This could have been an anomaly due to cold weather and the government shutdown. The FED is not raising rates, but could they lower interest rates soon? How does a weak dollar figure into precious metals? The article is here .  IN...

Learn what the Tax Cuts and Jobs Act last minute tax breaks are available and which deductions are gone. There are 5 last minute strategies available in 2019 for your 2018 return. The article is here . There are 6 common deductions which you probably won't be able to deduct in 2019. Learn what they are so you can change your behavior now. For example, home equity lines of credit are only tax deduc...

Learn what 8 financial mistakes that commonly occur in retirement and what to watch out for. Some common mistakes include: outliving your money, panicking in a bear market, and not outperforming inflation, among others. I add my input to an already good list of ideas. These are things you need to think about well in advance of retirement, such as how to structure your portfolio, what you are inves...

Learn what to do and not to do when retiring early. "FIRE" means financial independence, retire early. This is from someone who retired at age 38 and gives advice from her experiences.  The article is here .  INTERESTED IN LEARNING WHERE AND HOW TO INVEST? This is only for you if you are committed to learning how to invest or how to improve your investing and interested in joining my inner investi...

Learn the 3 thematic (sector) ETFs that are leading the market and what investor sentiment is telling us. I'm sharing two articles – one about  thematic ETFs  and one about  stock market sentiment .  I also announce the 15 winners of the February review contest. INTERESTED IN LEARNING WHERE AND HOW TO INVEST? This is only for you if you are committed to learning how to invest or how to improve you...

Learn Warren Buffett's advice how to make your first million dollars. Of course, his suggestions tailor nicely with the 6 Steps to Wealth.  What does he think of debt? Savings? Friends? Warren has a lot to say to help you get to your first million dollars. The article is here . INTERESTED IN LEARNING WHERE AND HOW TO INVEST? This is only for you if you are committed to learning how to invest or ho...

Learn what gold mining ETFs have performed well and why gold is a good hedge. We explore what gold stocks and ETFs have performed well and why they may continue to do so. Gold doesn't necessarily require high inflation for good performance. Uncertainty, government, unrest, crises, volatility, yields, debt and currencies can also cause investors to flee to gold and mining shares. "Gold has been the...

Learn why IPO's are flooding the stock market in 2019 and why it is worrisome. Many IPO's are scheduled for 2019 such as Uber, Levi's, Pinterest, and others. Will portfolio managers have to sell existing stock in favorites such as Apple, Amazon and Alphabet in order to buy them? We discuss what to look for in an IPO, how to find good ones and why valuations and/or PE ratios may be high no matter w...