ASK JT

We all trust professionals with our finances, but what happens when that trust is misplaced? In this episode, I share a real-life story of how a couple I work with almost lost their entire house deposit after taking investment advice that wasn’t what it seemed. You’ll hear exactly what went wrong, the red flags they missed, and most importantly what every investor should ask before transferring a...

Major changes to apprenticeship funding and structure are coming in 2025 and 2026 — and they could seriously impact how small businesses train and develop their teams. In this episode, Justin breaks down exactly what’s changing, including: The £2,000 employer incentive for foundation apprenticeships (Aug 2025) Funding cuts for Level 7 apprenticeships for over-22s (Jan 2026) The new minimum 8-month...

We've all heard the hype: “AI will kill jobs,” “ChatGPT is replacing accountants,” “Robots are taking over.” But here’s what I’ve learned running my own firm — AI isn’t a threat to small business owners. It’s an opportunity. In this episode, I break down the actual ways I’m using AI in my day-to-day business operations. From building a prototype web app in 20 minutes, to automating content, to cus...

In this episode, Justin breaks down one of the biggest questions property investors face: Should you buy rental property through a limited company or hold it personally? Justin explains: The key tax differences between personal and company ownership How Section 24 impacts landlords The benefits of full mortgage interest relief inside a company When a company structure makes sense for landlords pla...

Welcome to the very first episode of the AskJT Podcast. I’m Justin Turner, accountant, business owner, author and founder of AskJT. In this short introductory episode, I’ll explain what the AskJT Podcast is all about, who it is for, and what you can expect in future episodes. My goal is simple: to give practical tax, finance and business advice specifically for UK small business owners and directo...