All About Your Benjamins™

In the last episode, we discussed the importance of saying "no" to be able to say "yes" to the people and activities that mean the most to you. Before you can find your way to knowing what you should say "no" to you need to say "yes" to a lot. Confusing...right? Let me explain why you have to say yes to be able to say no to be able to say yes 😀. Listen on your favorite podcast player: Google Podc...

It's tough to say no to people or opportunities when saying yes has always been so rewarding. But, once you find something so important you begin to pursue it, a 'no' to something outside of your pursuit is actually a 'yes' to something else in line with your goals. Accepting that a 'no' can actually mean a 'yes' is not something most of us can do without experiencing the benefit on of well intent...

https://youtu.be/UoETjcOCUU8 Do you know what is enough for you? Enough money? Enough time? Enough prestige? Enough stuff? This episode of The Pursuit begins to explore how starting with your "why" can help you determine your "enough". I was inspired by the blog posts Enough and Why Do We [Truly] Do What We Do? by Jeremy Walter. So, I decided to talk about it a bit and then bring Jeremy on to talk...

  The WSJ: Keith Gill Drove the GameStop Reddit Mania. He Talked to the Journal. The WSJ: U.S. Economy Shrank in 2020 Despite Fourth-Quarter Growth The WSJ: Janet Yellen Confirmed by Senate to Serve as First Female Treasury Secretary The WSJ: GM to Phase Out Gas- and Diesel-Powered Vehicles by 2035 People who focus on money and not wealth don't realize they're playing the wrong game until it's too...

"Here's my point: The solution to an overbusy life is not more time. It's to slow down and simplify our lives around what really matters."  -The Ruthless Elimination Of Hurry by John Mark Comer   The Ruthless Elimination Of Hurry   Disclaimer: Nothing on this blog should be considered advice, or recommendations. If you have questions pertaining to your individual situation you should consult your...

  https://youtu.be/hIXyJ_BAD9I Most Americans are behind on their savings for retirement and many are left to tackle their saving, planning, and investing for retirement on their own. While there are plenty of blog posts, podcasts, and articles to give people fractions of the information they need to have a chance to navigate the retirement savings waters, there are few books written in a way that...

https://youtu.be/rCMtPu8y5l4 The WSJ: Joe Biden Calls on Nation to ‘Start Afresh’ at Inauguration as 46th President The WSJ: Trump Impeachment Trial to Start Week of Feb. 8 The WSJ: U.S. Business Activity Gains at Start of Year The WSJ: U.S. Existing-Home Sales Reach Highest Level in 14 Years You attract what you are ready for and are given exactly what you can handle. That means that GOOD DAYS an...

https://youtu.be/K-MaolSI814 I've been fortunate to get to know Josh Brown on a personal level and I can assure you he is an even better person than you think he is. I'm happy to share the story of how I weaseled my way into calling him a mentor in person with you whenever conferences start back up--it all started with an email late one Friday night and now I take him out for dinner every fall whe...

A quick intro to the newest show on The All About Your Benjamins Podcast--The Pursuit. Join me every Friday as we explore the intersection of passion, purpose, reducing regret, and personal finance. The Pursuit has been something I've been wanting to do for a while, but I wasn't quite sure how to do it. And if I'm being honest, I was a little nervous to tackle it--this is a little outside my comfo...

https://youtu.be/xLRFiEK7YFg This is an episode that has been in the making since Tyrone first joined me on the podcast back in 2018 --we just didn't know it. Over the years Tyrone has joined me on podcasts and in videos to continue the conversation on bitcoin, cryptocurrency, and even the lack of representation in the financial services profession. It's been fun to watch Tyrone grow, expand his i...

https://youtu.be/YfFSAbenXic The WSJ: President Trump Impeached by the House for Second Time The WSJ: Pence Says He Won’t Invoke 25th Amendment, Setting Stage for Impeachment Vote The WSJ: U.S. Unemployment Claims Rise as Coronavirus Weighs on Economy The WSJ: U.S. Consumer Confidence Ticks Down in Early January The WSJ: Americans Won’t Be Banned From Investing in Alibaba, Tencent and Baidu The WS...

https://youtu.be/gd8-FJMWilk Week In Review Articles The WSJ: Congress Certifies Joe Biden’s Election Win Following Day of Turmoil The WSJ: Georgia Senate Wins by Democrats Followed Years of Party Organizing The WSJ: House Democrats to Introduce Article of Impeachment Against Trump The WSJ: Coronavirus Live Updates: Reported U.S. Cases Rise as Deaths Dip The WSJ: Covid-19 Surge Ends Seven Months o...

The headlines that may or may not be impacting your financial plan and portfolio... https://youtu.be/BeHrXTdPJsQ Week In Review Articles The WSJ: Trump Signs Covid-19 Aid Bill Averting Government Shutdown The WSJ: Five Investment Trends That Skyrocketed in 2020 The WSJ: Year Ends With Record-Setting Month in U.S. for Covid-19 The WSJ: The U.K. Has Finally Cut Ties With the EU. Here’s What Has Chan...

I hope Roman and Leo pick up good money habits and investing principles just observing me doing my job. But, rather than assume I'm constantly talking to them about the basics of finance and I finally was able to get them to my office to record a video about investing. I funded an account with Public and asked the boys to each pick three stocks to invest in. I told them they would need to explain...

Another company leveraging community to help grow and spread financial education is Finimize and in this episode, I’m joined by their CEO Max Rofagha. The story of how Max found his way to the world of finance is fascinating given that he had no background, other than an interest in his own personal finance and the willingness to ask a lot of questions and leverage his network of peers in finance....

Public.com popped up on my radar a few months ago and once I opened an account, I realized this was a company I wanted to learn more about. In this episode, I'm joined by Leif Abraham, co-CEO of Public.com and he not only shares the story behind Public but also shares some great information about entrepreneurship and starting a business. Leif and the team at Public are not only building a great Fi...

I felt it was time to bring All About Your Benjamins The Podcast back on a regular monthly schedule and make some minor adjustments to the programming. We'll still cover financial planning topics but we'll also focus on entrepreneurship, Fintech, and the future of finance. You'll also find audio from videos that fit the All About Your Benjamins brand. Let's get to the first episode of Season 2 wit...

https://youtu.be/A2x6Booz8r0 Apple Podcasts: Click Here To Listen On Google Podcasts I wouldn’t call this a Crypto and Digital Assets 101 class, but as I’ve begun receiving more questions about cryptocurrency I thought it would be great to bring Tyrone Ross baby (he’s a former AAYB podcast guest on the subject) to discuss the topic—covering some of the basics, along with some of the more complex d...

We're three weeks into social distancing and it appears that not all of America understands the severity of COVID-19. In this special episode of All About Your Benjamins, I'm joined by Frank Sawyer to discuss not only the health risks but the risks to the healthcare system that extend beyond just those infected with the coronavirus. Frank is an executive at a hospital system in Detroit, Michigan a...

Technology has brought the average investor greater access to new and different types of investments.  Investors can now invest at lower costs, better tailor their portfolios to their goals and preferences, and even invest in specific sectors and themes. Thematic investing is beginning to gain traction by allowing investors to move from sectors to themes like cybersecurity, cannabis, and e-sports....

It's been said, "experience is a master teacher, even when it's not our own." Phil Pearlman, the Chief Community Officer at StockTwits, has experienced multiple economic cycles, market crashes and recoveries, business successes and failures, and other life events making him a master teacher we can all learn from. In this episode, we briefly touch on current market conditions and then dive deeper i...

Click Here To Listen On Apple Podcasts At the end of 2019, Congress passed and the President signed the SECURE Act which brought potential changes to your financial planning.  I'm fortunate to have been connected with Jamie Hopkins who is a retirement income expert, his Twitter account says so, and an expert in the SECURE Act. He breaks down the Act and highlights some of the changes that will imp...

"Family Governance--turning new wealth into old money" is front and center on Jason Howell's website, and the concept of family governance is not one I was familiar with from a financial planning standpoint. From the quote, you can determine that the act of turning new wealth into old money is accomplished by involving the entire family. But what exactly does family governance mean, what does it l...

The lack of financial literacy in America is a well documented issue, and while many financial advisors discuss the statistics, few have built their firms to really make an impact. I briefly learned about Genti Cici's mission at the Inside ETF's Canada conference this summer as he and I spent about 30 minutes talking between sessions. I found out that he was also going to be at the Wealth/Stack an...

Life never goes as planned; sometimes it's for the better and sometimes it not. Being flexible is important to handle life's events and it's important for your financial plan to be flexible as well. Check out this great post by my friend Jeremy Walter in addition to checking out my thoughts on today's Rundown. Go ahead and subscribe to the RLS Wealth Management Rundown Flash Briefing. Calibrating...