A Wiser Retirement®

ETFs are an efficient and versatile way to build portfolios. The team discusses a few examples of approaches to ETFs that include tactical allocations, core-satellite strategies, sector rotation and smart beta funds. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make info...

The team explains exchange-traded funds and discusses why ETFs are great investment options for long-term investor. They also talk about the key advantages of ETFs when compared to mutual funds and why you should know and understand what kinds of ETFs you own. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individu...

A common question asked by many of our clients is, “Should I pay off my mortgage?” If you are retiring in a few months and have a $150,000 balance on your primary home, do you use your retirement funds to pay off the balance of your home, or do you keep paying the mortgage payment during retirement? There are various circumstances like age and personal finances that influence the appropriate respo...

Robert Swarthout joins Casey Smith to discuss digital assets and cryptocurrencies in a bull market. Robert is a serial tech entrepreneur and has a passion for researching and understanding digital currencies.  Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed fi...

Today's episode centers on the recent investment mania surrounding GameStop.  Before jumping in to explain the story to listeners - detailing investment developments, correcting misinformation, and sharing implications - Casey sets the tone well: this story makes him feel like an adult watching the antics of a group of wealthy toddlers! Learn More: Founded in 2001, Wiser Wealth Management is...

Casey Smith is joined today by Brad Lyons, as well as guest Wendy Williams. Wendy is the founder and owner of Williams Educational Consultants, an organization offering assistance with K-12 school placement, college and graduate school admission, and career placement. She joins Casey and Brad to discuss the particular topic of college admissions, explaining the process, exploring financial ramific...

The team discusses dividend investment strategies and how those strategies have changed in recent years as growth stock returns continue to far exceed those of value stocks. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions. Have questions ab...

The team explains the history and purpose of Section 230 which is the piece of internet legislation that has given social media companies the ability to censure a sitting President. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions. Have ques...

The team delves into five topics in the news this week.  Those include a summary of an interesting Wall Street Journal article, COVID relief part two, Bitcoin mania, the Georgia special elections, and market volatility. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make i...

The team discusses their top fund picks and predictions for the market in 2021. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions. Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you...

The Wiser team discusses four categories you should consider as you prepare for retirement. Those categories include considering what kind of lifestyle you want, managing cash flow, portfolio management and finding a purpose in retirement. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and bu...

The Wiser Wealth Roundtable team provides a book review of The Psychology of Money by Morgan Housel. In the book, Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life's most important topics. The team discuss their favorite insights from the book and how Wiser Wealth applies many of the best practices Housel...

2020 has been a year for the record books and one that many may want to forget but never will. As the year winds down, it is important to assess whether or not you are executing some healthy year-end planning strategies to help with tax efficiency and also help increase the probability of success for future retirement goals. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduci...

On this episode of the Wiser Roundtable podcast, Casey T. Smith interviews Christy Carr Betz, the founder of a non-profit organization called Giving Grace. The purpose of Giving Grace is to provide support for individuals in our communities with acute needs, along with support for ongoing community programs while inviting the larger Atlanta community to participate in the work of reconciliation. ...

On this episode of the Wiser Wealth Roundtable podcast the team discusses how the coronavirus vaccine development and the election have driven the market results seen in November. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions. Have questi...

Rick Bemis joins the podcast today to discuss struggling through a job loss. Rick owns Rick Bemis Counseling Services and previously worked for Delta Airlines as a regional manager for the Delta Employee Assistance program. He joins the show today to discuss how to handle the stress of a job loss, the pandemic, and election. http://rickbemiscounseling.com/ Learn More: Founded in 2001, Wiser Wealth...

Randy Hargett of Capstone Advisors joins the podcast again today to discuss life insurance.  Randy has worked for Capstone for over 18 years, advising individuals on various insurance options, including life insurance. Capstone is endorsed by the Dave Ramsey show and Randy is someone the Wiser team trusts for sound insurance advice for our clients. Learn More: Founded in 2001, Wiser Wealth Managem...

In recent years, many investors have targeted regular income and low risk by investing in qualitative bonds, such as government bonds and investment-grade corporate bonds. With interest rates at rock-bottom levels, investors are seeing very little yield and having a hard time realizing investment goals with this strategy but the need for regular monthly income in retirement hasn’t changed.  The te...

The team discusses what questions to ask and what research to conduct when choosing a financial advisor.  They examine a recent case of an advisor in Atlanta, GA who is now missing and wanted by the FBI.  The team provides a checklist of key questions you should ask your financial advisor and provide resources to aid in researching and finding a fiduciary, fee-only advisor. Learn More: Founded in...

How do the Biden and Trump tax plans compare? The team reviews the proposed changes by the Biden camp to the current tax laws passed by Trump in 2017. The team discuss the difference between corporate tax rates, 401k contributions, capital gains, estate planning and the death tax. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management...

The Wiser team provides a third-quarter 2020 market update, portfolio performance, and the economic outlook for the remainder of the year. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions. Have questions about your financial plan? Schedule a...

Attorney Megan Flores joins the podcast today to discuss estate planning.  The team discusses wills, trusts, health care directives, and power of attorney.  Megan is a member of GDCR’s Trust & Estates and Tax and Business Transactions and Corporate Law practices. With more than a decade of experience, Ms. Flores provides comprehensive legal counsel on tax, estate planning and estate administra...

The team speaks with Tom Townsend of Townsend Realty Group about real estate trends in metro Atlanta and other topics like investment property strategies, purchasing a second home, and what to look for when choosing a realtor. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners...

Randy Hargett of Capstone LTC Advisors joins the podcast today to discuss long-term care insurance. Randy has worked for Capstone for over 18 years, advising individuals on long-term care options. Capstone is endorsed by the Dave Ramsey show and Randy is someone the Wiser team trusts for sound long-term care advice for our clients. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only...

The team welcomes attorney Anthony Kirkland to the studio to discuss Medicaid, Medicare, and nursing homes. Anthony has been practicing law for 38 years and focuses on the areas of elder law, estate planning, probate, and estate administration. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, a...