Investopoly

DOWNLOAD our 97-point financial health checklist here . In this insightful Q&A episode, Stuart Wemyss addresses a range of topics that are crucial for anyone looking to grow their wealth and make informed financial decisions. He shares his thoughts on choosing the right investment strategies, including how to balance fees and returns when selecting super funds. Stuart also explores the growing...

DOWNLOAD our 97-point financial health checklist here . Read full blog here . In this episode, Stuart delves into the key indicators property investors should pay attention to, beyond the typical headlines. While economic factors like interest rates and unemployment often dominate discussions, Stuart explains why understanding the psychology of owner-occupiers and credit policy settings is crucial...

DOWNLOAD our 97-point financial health checklist here . In this episode, Stuart takes you through an incredible case study of a young couple who transformed their finances, growing their net worth from $60k of investment assets to over $1.6 million in just 8 years. When they started working with Stuart in 2016, they were 28 years old, and had a home valued at $400k, $60k in super, and $100k in HEC...

DOWNLOAD our 97-point financial health checklist here . Read full blog here. In this episode, Stuart sheds light on the pitfalls of relying too heavily on property data when making investment decisions. While data can be a valuable tool, he explains why it's often misleading in the property market, especially compared to the more reliable stock market data. Stuart dives into the wide variatio...

DOWNLOAD our 97-point financial health checklist here . In this Q&A episode, Stuart tackles a variety of listener questions. Key topics include commercial property investment funds versus index funds, superannuation strategies, trust structures for investments, financial priorities during maternity leave, employee share risks, and eligibility for first home owner grants.   My new book is avail...

DOWNLOAD our 97-point financial health checklist here . Read full blog here . In this episode, Stuart dives into the rising cost of financial advice and what it means for Australians. With ongoing advisor fees often starting at $5,000 per year, many advisors now focus on long-term client relationships, leaving fewer options for those seeking once-off advice. Stuart explains how this shift forces m...

DOWNLOAD our 97-point financial health checklist here . In this episode, Stuart explores a remarkable case study of a client who increased their investment assets by 5.9 times in just six years. Starting in 2018 with a net worth of $2.9 million, primarily in home equity and superannuation, the client has grown their wealth to $5.1 million today, marking a 170% increase in net worth. Stuart breaks...

DOWNLOAD our 97-point financial health checklist here . Read full blog here. In this episode, Stuart explores the ongoing debate about the future of interest rates and inflation, addressing key questions about when the Reserve Bank of Australia (RBA) might begin cutting rates. He highlights the disparity between the RBA’s forecasts, which predict inflation will only stabilise by 2026, and market e...

DOWNLOAD our 97-point financial health checklist here . In this Q&A episode, Stuart tackles a variety of listener questions on property investment, super contributions, and share portfolios. One listener asks whether it’s wise to leverage for an investment property now, even if it might need to be sold in the next five years. Stuart emphasises the long-term benefits of property ownership, comb...

DOWNLOAD our 97-point financial health checklist here . Read full blog here. In this episode, Stuart tackles a crucial question for property investors: How long does it take for an investment property to cover its costs? He delves into the cash flow dynamics of property investment, explaining why most properties start as cash flow negative and what you can do to improve this over time. Stuart disc...

In this case study episode, Stuart delves into the transformative journey of a couple who started working with Prosolution in their mid-40s, back in September 2016, with a $900k investment portfolio. Over the past eight years, they've grown their investment assets to $2.5 million, a remarkable 2.8x increase. Stuart discusses how Prosolution played a crucial role in cleaning up their investmen...

DOWNLOAD our 97-point financial health checklist here . Read full blog here. In this episode, Stuart explores the critical question of whether financial advice is worth the cost. He delves into how the value of advice is closely tied to the amount you have to invest, the complexity of your financial needs, and the range of services required.  Stuart highlights how professional advice can optimise...

DOWNLOAD our 97-point financial health checklist here . In this Q&A episode, Stuart answers a range of insightful questions from listeners, covering various aspects of property investment, share market strategies, and borrowing capacity. He discusses the best vehicles for holding investments, such as companies, trusts, and superannuation, and offers his perspective on why the Adelaide property...

DOWNLOAD our 97-point financial health checklist here . Read full blog here. In this episode, Stuart delves into why Australia’s share market often seems to underperform compared to global markets, despite occasional bright spots. He reflects on the recent 6% market drop followed by a modest recovery in Australia compared to the US. While historical data shows a relatively small difference in long...

DOWNLOAD our 97-point financial health checklist here: https://prosolution.com.au/download-checklist/ In this case study episode, Stuart takes listeners through a fascinating client journey that showcases a 3.2x growth in investment assets over nine years. Starting with a net worth of $2.7 million in 2015, the clients have seen their wealth soar to $6.5 million by leveraging smart financial strate...

DOWNLOAD our 97-point financial health checklist here: https://prosolution.com.au/download-checklist/ Read full blog here. In this episode, Stuart revisits the concept of "liveinvesting," a strategy where you invest more in your family home to secure a prime location with strong growth potential. As property prices in cities like Melbourne are currently more affordable, Stuart explores w...

Do you have a question? Email questions@investopoly.com.au and Stuart may answer it in the podcast. In this episode, Stuart tackles a variety of financial questions, offering expert insights and practical advice on key dilemmas. He begins by discussing whether to sell an investment property to reduce a home loan or hold onto it for long-term growth, weighing the potential returns against the benef...

DOWNLOAD our 97-point financial health checklist here: https://prosolution.com.au/download-checklist/ Read full blog here . In this episode, Stuart delves into the six crucial considerations for selling a property, offering valuable insights to maximise your success. He begins by emphasizing the importance of presentation and making small improvements to attract buyers and achieve a higher sale pr...

Do you have a question? Email questions@investopoly.com.au and Stuart may answer it in the podcast. In this case study episode, Stuart explores the impressive journey of a couple who have transformed their net worth from $868k in 2010 to over $5.4m today. Starting with a modest portfolio that included a primary residence, a Tasmanian property, shares, and superannuation, the couple strategically d...

Do you have a question? Email questions@investopoly.com.au and Stuart may answer it in the podcast. Read full blog here. In this episode, Stuart delves into the critical topic of selecting the best super fund for 2024. With many super funds delivering impressive double-digit returns in the past financial year, Stuart highlights the disparity among funds, particularly in terms of transparency and r...

Do you have a question? Email questions@investopoly.com.au and Stuart may answer it in the podcast. In this case study episode, Stuart Wemyss shifts from case studies to an interactive Q&A format, addressing several listener inquiries. The episode kicks off with strategies for early retirement, where Stuart discusses balancing investment approaches, living expenses, and aggressive gearing tech...

Do you have a question? Email questions@investopoly.com.au and Stuart may answer it in the podcast. Read full blog here. In this episode, Stuart delves into the essential topic of how much superannuation you need for a comfortable retirement. Drawing on a recent discussion with James Kirby from The Australian newspaper, Stuart explores the complexities of retirement planning, including how long yo...

Do you have a question? Email questions@investopoly.com.au and Stuart may answer it in the podcast. In this case study episode, Stuart takes us through the financial journey of a high-income client who started with mortgage advice in 2007 and expanded to holistic financial advice in 2014. The client's initial assets included a primary residence worth $1.2 million. Significant property investm...

Do you have a question? Email questions@investopoly.com.au and Stuart may answer it in the podcast. Read full blog here. In this episode, Stuart dives into the world of share investing by exploring four alternative rules-based indexing strategies beyond the traditional market cap approach. He starts with a brief history of market cap indexing and highlights its major shortcomings, such as overexpo...

In this case study episode, Stuart delves into the transformative journey of a couple who embraced the principle that quality trumps quantity in property investment. Beginning their journey in 2015 with a net worth of $1.35 million, their portfolio included several underperforming properties. Through strategic advice, they sold these assets and reinvested in higher-quality properties, significantl...