All Things Retirement

When you really boil it down, there’s really only three places where you can invest money. Let’s talk about the role that each of those worlds play in a good financial plan. Show Notes: Retirement Rescue TOOLKIT: https://pfcl1znr.pages.infusionsoft.net/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

At first glance, each of these statements seem like basic common sense that everyone agrees with. But when we look at the way people actually behave with their money, it seems that common sense is actually a bit uncommon. Show Notes: Retirement Rescue TOOLKIT: https://pfcl1znr.pages.infusionsoft.net/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

Ironically, life insurance is a young man’s game. The perception among many people is that your need for life insurance dramatically decreases and perhaps becomes completely unnecessary as you age. Is that really the case? On this episode, let’s explore some ins and outs of life insurance and its various uses. Show Notes: Retirement Rescue TOOLKIT: https://pfcl1znr.pages.infusionsoft.net/ Website:...

It makes sense that the way we plan for retirement is largely influenced by what we think retirement is like or all about. So, let’s take a look at how various people across the US describe retirement and see how that might shape the retirement planning process. Show Notes: Retirement Rescue TOOLKIT: https://pfcl1znr.pages.infusionsoft.net/ Website:  https://www.cardinalwg.com/ Email:  retire@card...

Many financial circumstances that you’ll find yourself in have both positive and negative aspects. Decisions that you can make have both good and bad consequences. Or as Sir Isaac Newton put it: ”For every action, there is an equal and opposite reaction.” Show Notes: Retirement Rescue TOOLKIT: https://pfcl1znr.pages.infusionsoft.net/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg....

Let’s talk about some of the areas of your financial life where you might be flirtin’ with disaster and don’t even know it. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

Let’s look at some of the richest people in the music industry and see what lessons we can learn from them that we can apply to our own retirement planning. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

We've all heard the classic phrase about making assumptions. With unforeseen events like inflation, tax changes, and even paying for your children's education, you don't want to assume that your financial plan can handle those problems without proper planning. Let's dive into how you can stop assuming you're covered, and instead rest assure you're ready for any bumps in the road. Show Notes: Retir...

A recent survey found that nearly half of the female respondents said they defer major financial and investment decisions to their spouses. Most of the explanations amounted to just wanting to stick their heads in the sand. They want to just know they’re taken care of, but not get mired in the minutia. But we’ve heard countless stories of why this is a bad idea because one day you might become the...

It’s time to plan the next family vacation. Do parents tackle the planning all themselves and decide on the budget, location and activities? Or should you bring the kids into the conversation? There are probably positives and negatives to either direction, so let’s discuss when and where it might be a good idea to help give kids some control over the family’s finances. Show Notes: Retirement Rescu...

Socrates said that “the unexamined life is not worth living.” And when it comes to financial planning, it’s important to examine yourself by pondering some important questions. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

Have you ever stopped to think about your journey of learning all that you have about money and finances? Did you parents shape your financial views most heavily? Is there a TV or radio expert that has influenced you most? Or have you learned everything from a book or Google? Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  ret...

No industry is without its flaws, and the financial industry is no exception. Let’s explore some times where we’ve encountered annoying or frustrating elements of the financial world. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

You’ve probably never heard anyone make these statements that we’ll provide on today’s episode. And there are some great reasons why. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

We all have that food we just can’t stomach. Maybe canned tuna. Stinky cheese. Liver. Kool-Aid pickles. You get the idea. If there is any product in the financial world that’s like one of these much-maligned meals it has to be the variable annuity. It “gets hated on” by seemingly everyone who calls themselves a retirement planner. Why is that? And just like there’s always a couple of people who li...

If you look up quotes about diversification from famous investors, you might come across one from renowned investor Warren Buffet that will certainly raise your eyebrows. It goes, “Diversification is protection against ignorance. It makes little sense if you know what you are doing.” Yet, we’ve always heard about diversification being one of the keys to success for retirement planning. How can the...

This episode is all about addressing the most frequently asked questions about 401(k)s. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

We’re talking specifically to Baby Boomers on this episode. What are the most common challenges, fears and objectives of this generation? What are some of the mistakes Boomers often make and how can they be avoided? We’ll ask and attempt to answer those questions on today’s show. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email: ...

Just like any decision in life, making financial choices would be a lot easier with the benefit of hindsight. Let’s talk about some of the things we might hear from people who wish they’d done things differently after looking in the rear view mirror. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: ...

We get a lot of questions about how the house (or houses) fit into retirement plans. From downsizing to rental properties to interest rates, let’s explore some of the top retirement questions as it relates to all things housing. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

The retirement world is full of retirement rules. Are these rules legit or full of bull? Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

Let's take a look at some of the issues that women commonly face in the financial world, and how all retirees and pre-retirees can learn from these challenges. Later on, we'll tackle a listener question about the Rule of 100. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

We often find that people are clinging to certain ideas or beliefs that end up giving them a sense of false hope about their retirement. It’s a dangerous position to be in. Let’s explore some of the faulty thinking that ultimately leaves people underprepared for retirement. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retir...

So, we’ve all experienced what a market crash feels like in recent memory. If you had forgotten what it felt like in 2008, then 2020 should have been a sobering reminder of what it’s like to experience that sudden market drop. Now, we don’t know when the next market crash will come. Will rising virus cases now or a resurgence in the fall cause another one? Will the lead up to, or result of, the el...

What can we learn about money by exploring some quotes from the great Mark Twain? Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375