The Finology Podcast

Life can turn upside down in a moment. But your family’s future should never be left to chance. In this episode, Pranjal discusses everything you need to know about buying a Term Plan in 2025: How a term plan guarantees steady income for your family Why your absence shouldn’t compromise their lifestyle How to choose the right sum assured for real security So, no matter what, life keeps moving with...

How do professionals decide which stocks even deserve a spot on their watchlist? In this episode, Pranjal breaks down a 6-point checklist, covering market cap, growth, returns, cash flows, and debt, that helps highlight businesses with real strength. With examples and sector insights, you’ll see how each filter works in practice and why context matters more than just chasing valuation.

We all think we’re good with money until the numbers prove otherwise. In this episode, Pranjal walks you through 11 money rules that actually hold up in real life. From saving percentages that make sense to the investing principles you can’t afford to skip, you'd wish you knew all this sooner.

Most investors get stuck choosing between growth and value stocks. But what if you could have the best of both worlds? In this episode, Pranjal breaks down GARP (Growth at a Reasonable Price) investing, a strategy that helps you spot high-quality companies with strong growth potential that are still undervalued. Learn how to use Finology Ticker’s screener to identify these opportunities and find g...

Debt promises freedom but often delivers slavery. In this episode, Pranjal discusses why so many people slip into debt traps, the hidden behaviours that keep them stuck, and the strategies that can finally set them free.

The government has finally dropped the Online Gaming Bill, and it changes everything. For years, gaming platforms grew freely, with celebs promoting them, investors pouring in money, and thousands of people building careers around the industry. Now, with one decision, the future looks uncertain. In this episode, Pranjal discusses why the ban makes sense, how wrong/right the timing was, and how sud...

A stock’s price tag tells you nothing about whether it’s a bargain or a trap. In this episode, Pranjal breaks down why a ₹50 stock can be overpriced while a ₹1,000 stock can still be undervalued. You’ll learn how to spot companies with strong fundamentals, understand the link between earnings growth and valuation multiples, and identify that sweet spot where both business quality and price work in...

What if the best investing strategy was to do nothing? In this episode, Pranjal talks about the timeless Coffee Can Investing approach, where you buy quality stocks, forget about them, and let time do the work. He also breaks down the five key filters to choose the right companies and shares why patience might just be your biggest boon in investing. Visit Finology Ticker Follow us on Instagram Joi...

Ever wondered how airlines really work and why some struggle while others soar? In this episode, we unpack the inner workings of the aviation industry and zoom in on IndiGo, India’s most successful airline. From razor-sharp cost control to smart growth strategies, discover the key moves that keep IndiGo ahead of the pack, and what they can teach us about building a winning business.  👉 Subscribe...

The housing market isn’t broken. It’s rigged.  In this episode, Pranjal breaks down how real estate in India has quietly become a black money playground, leaving the honest, tax-paying middle class priced out.  It’s about a system built to serve the rich while selling dreams to the rest. If you’ve ever wondered why property prices keep rising despite low demand, know what’s really going on.  👉 Su...

Mutual funds seem complicated until someone explains them correctly. In this episode, Pranjal takes you through the basics, step by step. What they are, how they work, how to choose the right one, and everything in between.  This is the explanation you wish you had got sooner. 👉 Subscribe to get 30 stocks for the long term! 👉 Visit Finology Ticker 👉 Follow us on Instagram 👉 Take a free Financi...

Trading looks exciting. But is it really the fast lane to wealth?  In this episode, Pranjal talks about trading; its upsides, how traders actually make money, and how the best of them compare to top investors. If you’ve ever wondered whether to trade or invest, this might just clear the fog. 👉 Subscribe to get 30 stocks for the long term! 👉 Visit Finology Ticker 👉 Follow us on Instagram 👉 Take...

In this episode, Pranjal gets back to the basics. Think of it as your no-nonsense guide to managing money; from setting up an emergency fund to making sense of insurance, and taking those first steps into investing. If you’ve been craving structure, clarity, and advice that actually works in the real world, this is where you begin. 👉 Subscribe to get 30 stocks for the long term! 👉 Visit Finology...

Why do loss-making startups get billion-dollar valuations? In today’s market, hype often trumps hard numbers. Companies with no profits, negative cash flows, and shaky balance sheets are trading like tomorrow’s giants. All based on one thing: a story. In this episode, Pranjal explains how these narratives are built, why investors fall for them, and how you can train yourself to see through the fac...

What makes sense in your 20s can feel completely off in your 30s. Because money decisions aren’t one-size-fits-all, they shift with your income, city, career, and even your ambitions. Should you rent a house for flexibility? Or is it finally time to buy? Does owning a car still make sense when everything’s just a tap away? In this video, Pranjal talks about the real-life trade-offs with reason, so...

Ever wondered why a stock that looks perfect at first glance doesn’t make the cut?  Discover five crucial reasons to reject companies; reasons that go far beyond the basics. Learn how to spot the dealbreakers that most people miss, from shaky leadership to financial warning signs and business models built on sand. This episode is bound to sharpen your buying instincts.  👉 Subscribe to get 30 stoc...

Most investors don’t lose money because of the market, but because of shady tips, fake profiles, and flashy promises that sound like a shortcut. In this episode, Pranjal discusses: How investors get pulled into trading and investment scams The tactics scammers use, from fake advisory groups to impersonating influencers And most importantly, how to spot red flags before it’s too late This isn’t jus...

Most people stay poor not because they don’t earn enough, but because they’ve never been taught the basics of managing money. In this video, Pranjal break down the 4 key shifts that can change the way you think about saving, spending, and building wealth. These are the fundamentals no one teaches, but once you get them right, everything else starts falling into place. ✅ Why most people struggle t...

We've all had that one stock we researched, understood deeply, and still didn't invest in, only to see it go up 2000%, 5000%, or more. It's easy to look back and feel regret. But should you? In this episode, Pranjal talks about why missing out isn't failure and why it's perfectly rational to let some opportunities go, even if they were within your understanding. The key co...

When Pranjal started investing back in 2012, there were no finance influencers, only Warren Buffett. No YouTube tips. No trending reels. Just annual letters, timeless wisdom, and the Oracle of Omaha's philosophy. In this video, he opens up about how Buffett became more than just an investing icon for him; he became a compass. From starting Finology to building our team, every major decision P...

Are you investing like a beginner or thinking like a pro? In this episode, Pranjal breaks down the nine critical differences between a beginner investor and a professional investor. From how they analyse companies to how they react to market noise, everything is covered with real-life logic and easy-to-understand insights. Here's what you'll learn: How pros analyse a stock beyond just PE...

You don’t need more data. You need better decisions. In this episode, Pranjal Kamra dives into how investing apps negatively impact your judgment, why Ticker was built to break that loop, and how you can reset your investing habits. 👉 Subscribe to get 30 stocks for the long term! 👉 Visit Finology Ticker 👉 Follow us on Instagram 👉 Take a free Financial Checkup

You don’t need to be a genius to build wealth. But you do need to outsmart your own emotions. In this episode, Pranjal Kamra breaks down Stocks to Riches and the invisible mental biases that cost investors real money. Know which Government Schemes to invest in!  👉 Subscribe to get 30 stocks for the long term! 👉 Visit Finology Ticker 👉 Follow us on Instagram 👉 Take a free Financial Checkup

When markets lose their mind, don’t lose yours. Based on The Intelligent Investor by Benjamin Graham, this episode breaks down how to stay rational in irrational times.  Learn the difference between investing and guessing, why price matters more than hype, and how emotional discipline can be your best skill.  Get Finology's 12-Step Financial Planning Kit 👉 Subscribe to get 30 stocks for the...

In this very first episode of The Finology Podcast, Pranjal Kamra takes you inside Investonomy — the book that started it all. But this isn't just about investing rules. It’s about rewiring the way you think about money, risk, and long-term wealth creation. Discover the mindset shifts that helped Pranjal on his own journey to financial independence — and how you can start building yours. 👉 S...